Bellingham Roofing Company
Storm Damage · Bellingham, WA

Wind and Storm Damage: What to Do First

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After the Wind Dies Down

Whatcom County gets its share of rough weather off the Strait of Georgia and Bellingham Bay — southeasterly windstorms, driving rain off the water, and the occasional windstorm strong enough to peel back shingles or send a branch through a roof deck. If your home just came through one of these events, what you do in the first day or two matters almost as much as the repair itself. This guide walks through the practical first steps, in order, before you call anyone out to look at the roof.

Step 1: Check for Immediate Safety Hazards

Before you think about the roof at all, look around the property from the ground.

  • Downed power lines or lines draped across the roof or yard — stay away and call the utility, not us, first.
  • Large broken limbs or leaning trees near the house that could still fall.
  • Visible structural sagging, cracked rafters seen from inside the attic, or daylight showing through the roof deck.
  • Gas smell near the meter or exterior wall, which can happen if debris struck a line.

If any of these are present, treat it as an emergency and get everyone clear of the area before doing anything else.

Stay Off the Roof

We understand the urge to climb up and see how bad it is, especially with rain still in the forecast. A storm-damaged roof is one of the more dangerous places to be — wet shingles, loosened flashing, and hidden soft spots in the decking are a bad combination. Leave the roof inspection to someone with the right harness, footwear, and experience walking a compromised surface.

Step 2: Document What You Can See From the Ground

Insurance claims move faster and go smoother when there's a clear record from day one. From the ground or a safe upstairs window, note and photograph:

  • Missing, cracked, or lifted shingles you can see
  • Displaced flashing around chimneys, vents, or skylights
  • Debris on the roof or in the gutters
  • Any interior water stains on ceilings or walls that appeared after the storm
  • Damage to gutters, downspouts, siding, or fascia

Keep a simple written timeline too — the date of the storm, when you first noticed damage, and any temporary steps you took. This is far more useful to an adjuster than trying to reconstruct it weeks later.

Step 3: Address Active Leaks Inside

If water is actively coming through a ceiling, protect the interior first. Move furniture and electronics out of the way, set out buckets or towels, and if a ceiling is bulging with trapped water, a small controlled hole with a screwdriver can relieve pressure and prevent a larger collapse. This isn't glamorous work, but it limits secondary damage — the kind that costs more to fix than the roof itself.

Step 4: Call Your Insurance Company Early

Most homeowner policies cover sudden wind and storm damage, though coverage details vary. Report the damage promptly, ask what documentation they need, and find out whether they require an adjuster visit before repairs begin. Many policies also cover reasonable emergency measures — like a tarp — to prevent further damage, so keep any receipts.

Step 5: Get a Professional Inspection, Not a Guess

Storm damage isn't always obvious from the ground. A gust strong enough to lift a shingle edge can also loosen the seal beneath several others nearby that look fine today but fail in the next rain. A proper inspection checks the shingles themselves, the flashing, the underlayment where it's exposed, and the attic for early signs of moisture intrusion. This is also the point where local conditions matter — a roof here has usually been dealing with salt-laden air off the bay and a long, damp moss season well before the storm hit, so what looks like fresh wind damage is sometimes older wear that the wind simply exposed.

Temporary Protection

If there's an open area of decking or a significant hole, a tarp or temporary patch installed correctly — secured under the shingle courses above it, not just stapled on top — can prevent weeks of additional water damage while repairs are scheduled. A poorly placed tarp can trap moisture and cause more harm than good, so this is worth having done properly rather than improvised.

A Note on Storm-Chasing Contractors

After any significant windstorm in the region, it's common for out-of-area crews to go door to door offering fast, cheap repairs. We'd encourage some caution here — ask for a Washington contractor license number, a local business address, and proof of insurance before signing anything, especially anything that asks you to sign over your insurance claim. A legitimate local contractor will give you time to think it over.

Why Bellingham Roofs Take Storms Differently

Roofs in this part of Whatcom County carry a heavier burden than a lot of drier climates. Salt air off the water accelerates corrosion on exposed metal flashing and fasteners over time. Persistent rain finds any weak seam and doesn't let up for months. And moss, which thrives in our mild, wet winters, holds moisture against shingles and can work its way under tabs, loosening them well before a windstorm ever arrives. A roof that's already carrying moss growth or minor granule loss is simply more vulnerable when the wind picks up.

What We Look at During a Storm Inspection

AreaWhat We Check
ShinglesMissing, cracked, curling, or lifted tabs and loss of granules
FlashingDisplacement around chimneys, vents, skylights, and roof valleys
DeckingSoft spots, visible gaps, or moisture from inside the attic
GuttersDetachment, denting, or blockage from storm debris
Moss and debrisBuildup that may be trapping moisture independent of the storm

If a recent windstorm has left you unsure whether your roof needs attention, we're happy to take a look and give you an honest, no-pressure assessment. There's no cost to have us come out, walk the roof, and tell you plainly what we find — whether that's a simple repair, a few years of life left, or nothing to worry about at all. Just fill out the form below to schedule a free estimate.

Free, no-pressure estimate

Get expert help in Bellingham.

Have questions about your roofing project? Our local crew serves Bellingham and all of Whatcom County — call or request a free on-site estimate.

360-964-8193

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